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Affordable Pre-Paid Dental Plans in Arizona
Employers Dental Service has been providing pre-paid dental care solutions in Arizona since 1974. As a member of the Principal Financial Group since 1998, we serve over 130,000 members through a network of 2,500+ contracted dentists. Our rigorous credentialing process ensures high-quality care, with providers requalified every three years. Bilingual customer service teams based in Arizona support both individual and group plan members. We offer flexible plans that allow members to select dentists from our network, with payment required at the time of service.

Emergency care coverage includes temporary relief for pain, bleeding, and infections up to $200. Our plans are licensed by the Arizona Department of Insurance and available exclusively in Arizona. We provide vision care discounts and streamlined management tools for plan changes, dentist selection, and claims processing. With over four decades of experience, we focus on making dental care accessible and affordable. Our network includes specialists offering up to 25% discounts on procedures, with no referral requirements for specialized care.
Services
Individual Dental Plans Group Dental Plans Emergency Care Vision Care Discounts Network Dentist Selection Plan Management Services
Details
  • Year established: 1974
Highlights and features
  • 40+ years serving Arizona dental needs
  • Network of 2,500+ credentialed dentists
  • Bilingual English/Spanish customer support
  • Member of Principal Financial Group since 1998
  • 25% discounts on specialist procedures
Associations and certifications
  • AZ Dept of Insurance
Services
Pre-Paid Dental Plans
Our pre-paid dental plans offer fixed-cost access to dental care through a network of credentialed providers. Members pay monthly fees and receive services at contracted rates with no insurance paperwork. Plans include emergency care coverage and vision care discounts.
Individual Dental Coverage
Designed for individuals seeking affordable dental care, these plans allow direct selection of network dentists. Coverage includes preventive care, emergency treatment up to $200, and specialist discounts without referral requirements. Payment occurs at time of service.
Group Dental Solutions
Customizable dental benefits for businesses with Arizona-based employees. Plans feature network access to 2,500+ dentists, streamlined enrollment processes, and administrative tools for managing employee coverage changes and billing requirements.
Emergency Dental Care
Coverage for urgent dental issues including pain relief, infection treatment, and bleeding control. Members receive up to $200 reimbursement for emergency care after paying contracted member costs directly to participating dentists.
Vision Care Discounts
Complementary vision care savings available to dental plan members. Provides discounted rates on eye exams, glasses, and contact lenses through participating vision care providers across Arizona.
Questions
How do EDS dental plans work?
Members pay monthly fees for access to contracted dentists who provide services at pre-negotiated rates. Payment occurs at time of service, with emergency coverage up to $200.
Are specialist services covered?
Yes, network specialists offer up to 25% discounts on procedures. No referrals required for specialist visits.
How can I change dentists?
Submit a Member Request form before visiting a new dentist. Changes take effect on the first day of the following month if received by the 24th.
Is emergency care covered?
Yes, emergency treatment for pain, bleeding, and infections is covered up to $200 reimbursement after paying member costs directly to the dentist.
Can I use EDS plans outside Arizona?
No, EDS plans are exclusively available to Arizona residents with network providers located within the state.
How are dentists selected for the network?
Dentists undergo rigorous credentialing and must requalify every three years to maintain membership in our quality-controlled network.